Protect My Let, part of Howden, adds Addept Insurance dedicated pet damage insurance, to its landlord cover

Protect My Let adds Not For Lions, pet damage cover to its landlord solutions.

9 June 2026 - Addept Insurance Services (Addept Insurance) has today announced that its dedicated tenant pet damage protection insurance for landlords, called Not for Lions, is available to residential landlord customers of Protect My Let, part of Howden.

Most landlord insurance products currently exclude pet damage, and landlord building’s policies, the most common type of insurance brought by landlords, excludes damage to areas such as carpets. Not for Lions addresses these protection gaps by offering an optional additional layer of insurance protection specifically for damage caused by a tenant’s pet including to landlord contents and carpets. Cover is available on an add-on and standalone basis.

Richard Finan, Managing Director, Addept Insurance, said: “The Renters’ Rights Act does not mandate pet damage insurance cover and so has left many landlords without any form of redress should a tenant’s pet damage their property. Enlighten landlord insurance providers such as Protect My Let have recognised the importance of providing their customers with access to a dedicated solution that addresses the protection gap.”

Kelly Newman, Associate Director for Protect My Let, part of Howden, commented: “This partnership demonstrates how we continue to evolve our insurance solutions to meet the changing needs of our landlord customers. We have listened closely to client’s insights and kept abreast of developments in the market to ensure we’re offering products that fulfil a genuine and emerging need. With the Renters’ Rights Act strengthening tenants’ rights to keep pets, it’s increasing important that landlords have appropriate protection against the associated risk of possible property damage.

"Addept’s ‘Not for Lions’ is an innovative solution that addresses this risk directly, and we’re pleased to bring this added value to our landlord insurance proposition.”

For more than 20 years, Protect My Let, part of Howden, has been providing tailored insurance solutions for landlords of single or multiple properties.

www.protectmylet.com

Not for Lions is underwritten by The Salvation Army General Insurance Corporation Limited (SAGIC).

Not for Lions key benefits include:

• Pet damage to carpets covered as standard.

• Damage to landlord’s contents covered as standard.

• Cover up to £1000 for chewing, scratching, plucking, and fouling. Pet damage from any other cause covered up to £5000.

• Ringfencing of the Tenant’s Deposit

  
  

• Tenant Deposit Adjudication Integration.