top of page

Who we are

Finding Inspiration in Every Turn

Addept is an independently-owned provider of insured and uninsured ancillary insurance products and services.


Established by Richard Finan, a founder of Arc Legal Assistance, a market-leading legal expenses and assistance insurance Managing General Agent, we bring our partners decades of experience and expertise in the design, development, and distribution of ancillary insurance products and services in the UK and Ireland.


Our market experience and product knowledge mean we understand the challenges distribution partners face in finding relevant ancillary solutions to meet the needs of their customers that deliver fair value.

Our range of solutions is diverse and growing.

To find out more about how we can support your ancillary insurance product and service needs contact us today.

Pedestrian Bridge

Meet the team

Richard Finan

Our founder and Managing Director, Richard Finan, has over 30 years’ experience working in the ancillary and add-on insurance market, including 20 years in senior management positions. Richard was a founder of market leading legal expenses and assistance insurance Managing General Agent - Arc Legal Assistance, which was acquired by AmTrust Group in 2016.

Together with our advisory group and our strategic business partners, we bring decades of experience and expertise in the design, development and distribution of ancillary insurance products and services across a range of industry sectors.

The Addept Advisory Group

This group of non-Executive Directors bring Addept a wealth of knowledge and senior management experience across the UK insurance market sectors we operate in. The Group includes:-

Paul Tasker

Paul is an experienced leader working in the technology and insurance sectors. He founded Lloyd's Broker Tasker & Partners and lead the business through an acquisitive growth period as Tasker Insurance Group, which was subsequently acquired by Livingbridge backed Jensten. Paul is currently CEO of REG Technologies, a leading SaaS provider to the global insurance market.

Helen Withers

Helen has over 20 years' in finance and senior management roles in the ancillary insurance market. She co-founded Arc Legal Assistance with Richard and led the business as Managing Director/CEO for 16 years. Previously, Helen, who qualified as a Chartered Accountant some 35 years ago,  was Finance Director and then Managing Director of Capita Assistance’s Legal Expenses Insurance Division.

Mike Fenton

Mike has over 40 years’ experience in the UK motor and household insurance markets focusing on underwriting, distribution, claims, and business development. Mike was previously the Personal Lines Director of Folgate Insurance Company before being appointed as Managing Director of Folgate Underwriting Agency Personal Lines and Towergate Personal Lines Underwriting Division. Mike is co-founder and Director of Lares Services Limited, a specialist Managing General Agent in the property insurance market.

Jon May

Jon has over three decades of experience in the Personal Lines insurance market, the majority of which in senior management positions. His career has focused primarily on underwriting, including over 20 years in Lloyd’s Syndicates. He has co-founded MGAs in the motor and property markets. His current roles are Director of Lares Services Limited (UK Property insurance MGA) and Chief Operating Officer of Gibraltar regulated Evolution Insurance Company.

Dave Bowcock

Dave has 35 years’ experience in the UK and Irish Personal Lines insurance markets. He is Managing Director of Principal Insurance Ltd, the award-winning UK specialist Personal Lines and Fleet broker which he founded. Dave has held several non-Executive directorships and has the Institute of Directors certification and a diploma in company direction.

Our values

Our social commitment

"We are committed to supporting voluntary and charitable organisations that are connected with our environment and activities in which we are engaged. We will work with appropriate organisations and also support our business partners to help meet their social commitments"

Our mission statement

“To apply our years of market experience to transparently deliver quality, sustainable, fair value and tailored ancillary insurance solutions and services through innovation and technology.”

We operate to a set of core values which guide our decision making and growth strategy. These are:


Everything we do must be for the right reasons. Whether you are a distribution partner, insurer, capacity provider or business partner we will work with you as a true partner to ensure our products and services are relevant to the needs of customers, they deliver fair value and offer outstanding customer service.


We believe in transparency across all our business dealings. We will work with you in an open and honest way. We will communicate clearly and share our data insights and market intelligence to help continually improve our products and services, our service delivery, and our financial performance.


We never make short-term choices; we are here for the future. We continually evolve to ensure our products and services deliver positive outcomes and meet the current and future needs of our partners and their customers.


We consider our environmental, social and governance responsibilities within our decision making. Our business model is based around the use of technology and evolving working models to reduce our carbon footprint.


We take pride in everything we do, striving to deliver the best service experience to our partners’ customers and to ensure that all our partners enjoy the best working relations with Addept.


We are committed to providing the best cover possible at the most competitive and fair price and delivering good outcomes for customers.


We continually challenge what we do and why we are doing it. We use our insight and data to continually evolve our products and create new solutions. We take advantage of developing and emerging technology to continuously improve our service delivery and accessibility for all customers.


We strive to be a place where people want to work and are welcomed; a place where people enjoy working, where their friends are, and they feel part of and want to stay. We will support career development and promote from within, wherever we can. We will be representative of the community in which we operate.

bottom of page