Addept Insurance partners with Moorhouse on Rent Protect product for portfolio landlords
8 September 2026 - Addept Insurance Services (Addept Insurance) has today announced a partnership with Moorhouse Group (Moorhouse), a specialist SME business and property owners insurance provider and part of Atec Group, to offer a dedicated rent guarantee and legal expenses insurance product for landlords with mixed and commercial property portfolios.
The Renters’ Rights Act has impacted on private sector landlords. Market data and commentators point to landlords planning to sell their residential properties and others looking to diversify their portfolio with commercial, houses of multiple occupancy (HMO) and student accommodation investments. Data also reveals an emerging trend with larger residential portfolios increasingly being owned by company investors.
Addept has tailored its Rent Protect, rent guarantee and landlord legal expenses insurance solution, to provide cover to Moorhouse’s portfolio landlords under its Property Owners insurance products with the legal costs relating specifically to the individual let property, as well as the broader commercial risks a portfolio landlord may face. There is also the option to include rent protection for the residential risks within the landlord’s portfolio.
Richard Finan, Managing Director of Addept Insurance, said: “Diversification and increasing company activity in the sector is reshaping the risks portfolio landlords face. We have partnered with Moorhouse, who are experts in insuring these more complex and diverse property portfolios, to provide protection extending beyond the traditional residential buy-to-let risks into blended and commercial portfolios.
“Rent guarantee insurance has never been more important and being able to adapt our solutions to meet the changing needs of specific customer groups is also an important move for us to be able to future proof our distribution as the market shifts focus with more landlords holding mixed property investments.”
Ian Brown, Chief Risk Officer, Moorhouse commented: “Addept Insurance understands the new and emerging risks facing landlords of all shapes and sizes. Providing a solution that responds to the evolving risk landscape our portfolio landlord customers face makes them an important partner.”
Addept’s Rent Protect solution provides the essential elements of Landlord Legal Expenses and Rent Protection Insurance needed to address the risks of unpaid rent and eviction costs.
The Moorhouse product provides:
£50,000 or £100,000 cover limit per insured event for repossession and eviction of squatters.
Up to £2,500 per month to cover residential rent arrears for a maximum of 12 months.
Available as an add-on to a landlord buildings insurance policy, or on a standalone basis for individual residential lets, and
24-hour Legal Helpline providing advice on any legal matter relating to landlord activities.
Comments